Private Finance

Why Choose Private Finance over Banks for your Business Financial Needs?

Choosing private finance over traditional banks for your business financial needs offers a range of advantages that can make a significant difference in your financial journey. Private finance firms often provide a more personalized approach to lending, taking the time to understand your unique business requirements. This results in tailored financial solutions that better align with your objectives and can be more flexible in terms of loan structures and repayment terms.

Additionally, private financiers are often more agile in decision-making, allowing for faster approvals and access to funds when you need them most. Moreover, they may be more inclined to work with businesses that have unique circumstances or credit challenges, providing opportunities that traditional banks might decline. Ultimately, private finance offers a blend of personalized service, flexibility, and accessibility that can be instrumental in achieving your business’s financial goals.

You’re More Likely To Be Approved.

You Can Get Funding Faster.

You’ll Have More Flexibility.

You Can Use Alternative Forms Of Collateral.

Creative Financing Options.

Personalized Services.

Documents Required

Personal Identification:
- Passport or driver’s license.
- Social Security number or national identification number.
Proof of Income:
- Pay stubs or salary statements for the past few months.
- Tax returns for the previous year.
- Bank statements showing regular income deposits.
- Any additional sources of income documentation (e.g., rental income, investments).
Employment and Employment History:
- Employment verification letter or contract.
- Resume or CV detailing your work history.
- Contact information for your employer.
Credit History:
- Credit report from one or more credit reporting agencies.
- Credit score information.
- Explanation of any negative items on your credit report.
Financial Statements:
- Personal financial statement outlining your assets, liabilities, and net worth.
- Statements for any existing loans or debts.
Collateral Information (if applicable):
- Documentation related to the collateral you’re using to secure the loan (e.g., property appraisal, vehicle title).
Business Documents (if applicable):
- If you’re applying for business financing, you may need business-related documents, such as business financial statements, business tax returns, and a business plan.
Proof of Address:
- Utility bills or a lease agreement in your name to verify your current address.
Banking Information:
- Information about your existing bank accounts, including account numbers and balances.
Insurance Information (if applicable):
- If you’re using insurance policies as collateral or if the financing involves insurance, provide documentation related to these policies.
Legal Documents (if applicable):
- Any legal documents related to the financing agreement, such as promissory notes, loan agreements, or contracts.